New Issues in Islamic Finance and Economics pdf epub mobi txt 电子书 下载 2026

简体网页||繁体网页

☆☆☆☆☆

出版者:

作者:Iqbal, Zamir/ Mirakhor, Abbas/ Askari, Hossein

出品人:

页数:400

译者:

出版时间:2008-12

价格:868.00元

装帧:

isbn号码:9780470822937

丛书系列:

图书标签:

• Islamic Finance
• Islamic Economics
• Sharia Compliance
• Financial Innovation
• Sustainable Finance
• Ethical Investing
• Risk Management
• Global Finance
• Development Economics
• Financial Markets

Islamic finance and economics stands at a pivotal juncture, grappling with evolving global economic landscapes and increasing demand for Sharia-compliant financial solutions. This field, deeply rooted in ethical principles and social responsibility, offers a distinct paradigm that emphasizes fairness, equitable distribution of wealth, and the avoidance of speculative or exploitative practices. As the world becomes more interconnected, the need for robust and adaptable Islamic financial instruments and frameworks becomes ever more pronounced. A significant aspect of contemporary Islamic finance lies in its innovative product development. Beyond traditional Sukuk (Islamic bonds) and Takaful (Islamic insurance), practitioners and scholars are actively exploring new avenues for wealth creation and management that align with Islamic tenets. This includes the development of Sharia-compliant investment funds that cater to diverse investor needs, from ethical equity funds to real estate investment trusts (REITs) structured to comply with Islamic law. The focus is not merely on replicating conventional financial products, but on creating genuinely ethical alternatives that foster sustainable economic growth and social well-being. Furthermore, the role of technology in Islamic finance is a rapidly expanding area of interest. Fintech solutions, such as blockchain for transaction transparency and efficiency, digital payment systems, and crowdfunding platforms, are being examined and adapted to ensure their Sharia compliance. The potential of these technologies to democratize access to finance, promote financial inclusion, and enhance operational efficiency within the Islamic financial sector is immense. However, this also presents challenges, requiring careful consideration of how these innovations interact with core Islamic principles like profit-sharing, risk mitigation, and the prohibition of Riba (interest). The regulatory and supervisory frameworks governing Islamic finance are also undergoing continuous refinement. As the industry matures and expands globally, consistent and robust regulations are essential to maintain investor confidence and ensure market integrity. This involves the harmonization of Sharia supervisory boards’ opinions, the development of clear accounting and auditing standards for Islamic financial institutions, and the creation of effective prudential regulations that address the unique risks associated with Islamic financial products. International cooperation among regulators and Sharia scholars is crucial for fostering a stable and predictable environment for Islamic finance to thrive. Moreover, the socio-economic impact of Islamic finance is a key area of ongoing research and discourse. Islamic finance is not solely about financial transactions; it is intrinsically linked to broader economic development goals, including poverty alleviation, entrepreneurship support, and ethical consumption. The principles of Zakat (obligatory charity) and Waqf (endowment) offer powerful mechanisms for social impact investing and community development, which are increasingly being integrated into the strategies of Islamic financial institutions. Understanding and measuring this impact is vital for demonstrating the value proposition of Islamic finance beyond its financial returns. The challenges facing Islamic finance are multifaceted. These include the need for greater standardization in product structures and Sharia pronouncements, enhanced financial literacy among consumers and investors, and the cultivation of a skilled workforce with expertise in both finance and Islamic law. Additionally, fostering greater collaboration between Islamic financial institutions, conventional finance, and national economic planning bodies is essential for the sector’s long-term growth and integration into the global financial system. In essence, the field of Islamic finance and economics is dynamic, driven by a commitment to ethical conduct, innovation, and sustainable development. It offers a compelling alternative to conventional financial systems, providing solutions that are not only financially sound but also socially responsible and aligned with deeply held values. The ongoing exploration of new financial instruments, the integration of technology, the strengthening of regulatory oversight, and the focus on socio-economic impact all contribute to the continuous evolution and increasing relevance of Islamic finance in the global economic arena.

评分☆☆☆☆☆

评分☆☆☆☆☆

评分☆☆☆☆☆

评分☆☆☆☆☆

评分☆☆☆☆☆

评分☆☆☆☆☆

这本书的编辑质量，说实话，有些令人费解。在学术著作中，我们通常期望看到严谨的引用格式和清晰的脚注系统，但这本书在这方面的表现极不稳定。某些章节的参考文献列表详尽到令人咋舌，引用了大量的阿拉伯语源文献和早期伊斯兰经济学家的经典论述，这体现了作者深厚的学术功底。然而，奇怪的是，其他章节的论述却显得过于依赖二手资料，甚至偶尔会出现明显的引文缺失或格式不一致的情况，这在如此严肃的出版物中是难以接受的疏忽。更要命的是，排版方面也存在一些瑕疵，尤其是涉及到复杂公式或表格时，文字和符号的间距处理得不够专业，有些图表标题与正文的对齐也显得错位，这让阅读体验大打折扣。每次遇到这种低级的技术错误，我都会忍不住停下来思考，这么重要的研究成果，为什么在最后的把关环节会出现如此多的纰漏？一本汇集了前沿研究的专著，其物理呈现的水准，似乎没有与其学术抱负相匹配，这种“内紧外松”的出版质量，让人在阅读时总有一种被分散注意力的感觉。

评分☆☆☆☆☆

我购买这本书的初衷，是希望能深入了解伊斯兰金融在全球化背景下面临的文化冲突与制度适应性问题。我特别期待能看到关于伊斯兰教法委员会（Sharia Boards）决策过程的批判性分析，以及不同司法管辖区对伊斯兰金融产品解释差异所导致的监管套利现象。这本书在这方面提供了一些零星的观察，比如提到了马来西亚与海湾地区在某些金融产品定义上的微小但关键的分歧。然而，这些讨论往往一笔带过，没有形成系统的比较研究。例如，关于金融科技（FinTech）如何挑战传统中介机构的章节，内容也显得相对保守和理论化，它仅仅是罗列了区块链技术可能带来的效率提升，却未能真正深入探讨伊斯兰金融机构在数据隐私、去中心化治理（DAO）等方面所特有的伦理和法理障碍。换句话说，这本书似乎在有意避开那些真正尖锐和敏感的制度性争议，选择了一条相对安全、少有争议的路径。它提供的更多是“伊斯兰金融应该是什么样子的”的理想图景，而非“在现实世界中它正在如何艰难地运作”的真实写照，这使得它在反映时代脉搏方面稍显迟钝。

评分☆☆☆☆☆

从某种意义上讲，这本书更像是一部宏大的学术“背景材料汇编”，而非一部具有清晰论点的专著。它集合了多个子议题，从资本市场运作到企业治理结构，再到特定的社会经济影响，试图面面俱到地描绘伊斯兰金融的全貌。然而，这种广度最终牺牲了深度。作者们似乎更倾向于提供一个百科全书式的覆盖面，而不是深入挖掘任何一个单一的、具有突破性的议题。例如，在讨论到如何将伊斯兰金融工具应用于解决气候变化融资问题时，全书只提供了几页高度概括性的概述，没有提供任何可供效仿的试点项目分析或具体的操作模型。对于渴望获得可操作性见解的读者而言，这本书显得有些“高屋建瓴”却又“脚踏不着地”。它为我们提供了地图，但却没有为我们指明通往下一个重要路口的具体路线。读完之后，我脑海中充斥着大量分散的知识点，却难以形成一个连贯、可付诸实践的行动框架，这让我感觉自己像是完成了一次信息收集，而非一次真正的智力升华。

评分☆☆☆☆☆

这本书的装帧设计倒是挺讲究，封面用了一种哑光的深蓝色调，配上金色的书名，显得颇为稳重，放在书架上确实有那么点学术著作的气派。我本来是冲着它名字里“New Issues”几个字来的，希望能看到一些关于伊斯兰金融最新发展动态，比如数字货币、可持续发展金融（ESG）在伊斯兰世界的应用，或者一些新兴市场的案例分析。然而，当我翻开前几页时，很快就感觉内容有些偏向于传统理论的梳理，而非我所期待的前沿探讨。它花了不少篇幅在重申伊斯兰金融的基本原则，比如禁止利息（Riba）、风险共担（Profit and Loss Sharing, PLS）的伦理基础，这些内容在任何一本入门级的伊斯兰金融教材里都能找到，显得有些冗余和保守。我理解基础的重要性，但对于一个声称关注“新议题”的专著而言，这种对基础概念的过度铺陈，就像是端上了一桌丰盛的晚宴，结果前三道菜都是面包和黄油。更让我感到困惑的是，某些章节的论述逻辑显得有些跳跃，观点之间缺乏清晰的过渡，仿佛是不同学者零散论文的简单集合，缺乏一个贯穿始终的强有力的主线索来整合这些“新议题”。整体而言，这本书的阅读体验更像是一次对既有知识框架的回顾，而非一次激动人心的思想探险。

评分☆☆☆☆☆

这本书的笔触在某些专业领域显得相当扎实，特别是关于资产负债表结构和风险管理框架的章节，其深度令人印象深刻。作者对于如何在遵守伊斯兰教法要求的前提下，构建具有国际竞争力且能够有效对冲市场波动的金融工具，进行了细致入微的数学建模和案例推演。举例来说，其中对Sovereign Sukuk（主权伊斯兰债券）的结构化风险进行了深入剖析，详细对比了Ijara（租赁）结构与Murabaha（成本加成销售）结构在不同经济周期下的表现差异，这一点对于专业的金融分析师来说，无疑是极具价值的参考资料。不过，这种高度专业化的叙事方式也带来了不容忽视的副作用：可读性直线下降。书中充斥着大量的专业术语和晦涩的经济学符号，没有足够的图表或简明的注释来辅助理解。对于我这样的非科班出身的关注者来说，每读几页就需要频繁地查阅术语表或后记，极大地打断了阅读的流畅性。这本书更像是供同行之间相互印证或在特定课程中作为参考读物的存在，而非一本面向更广泛领域研究者或实践者的普及性论著。它更像是一份精密的操作手册，而非一本引人入胜的学术探讨。

评分☆☆☆☆☆

评分☆☆☆☆☆

评分☆☆☆☆☆

评分☆☆☆☆☆

评分☆☆☆☆☆