Does your credit card balance climb higher and higher every month? Are you overwhelmed by outstanding loans? Do you wish you had a better handle on the future, whether it's college funds, retirement savings, investments, or even short-term goals?No matter your financial goal, a well-defined budget is the first step to meet it. The bestselling classic "The Budget Kit" has helped hundreds of thousands of people across America develop effective budgets and gain financial freedom. In this fully updated and revised edition, you will gain the skills to control your money--and your future.Learn to: Create a simple, functional system for managing your finances, with or without financial softwareNavigate the latest developments in the paperless world of electronic bankingDiscover the freedom of being able to achieve your personal and financial goalsMake a plan to pay off debt and plan for the futureWith Judy's tried-and-true guidance, you can get your spending under control and create a budget that will get you on the road to financial freedom.