图书标签:
发表于2025-01-10
The Psychology of Money pdf epub mobi txt 电子书 下载 2025
Doing well with money isn’t necessarily about what you know. It’s about how you behave. And behavior is hard to teach, even to really smart people.
Money―investing, personal finance, and business decisions―is typically taught as a math-based field, where data and formulas tell us exactly what to do. But in the real world people don’t make financial decisions on a spreadsheet. They make them at the dinner table, or in a meeting room, where personal history, your own unique view of the world, ego, pride, marketing, and odd incentives are scrambled together.
In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.
Morgan Housel is a partner at The Collaborative Fund and a former columnist at The Motley Fool and The Wall Street Journal. He is a two-time winner of the Best in Business Award from the Society of American Business Editors and Writers, winner of the New York Times Sidney Award, and a two-time finalist for the Gerald Loeb Award for Distinguished Business and Financial Journalism.
- Make sure your mindset of money is clear - Money is never enough, what’s important is if it supports your living - Compounding factor is important, be friend with time - Save more spend smarter - Allow room for error for the unexpected changes - Volatility is the price of return, cost of admission to get return
评分后面围绕pessimism跟optimism的讨论对得起书名,生动而有趣又不失启发性。前半部分有几点描述的好:1、拿现金换股票、房子,得到的就是股票、房子,不再是现金,如此简单,却又让万千人头破血流后仍心有不甘;2、没谁的选择是不可理解的,都只是站在各自的个人经验跟知识积累做选择,无论是judging自己还是他人,要理解视角区别。最大的收获是多思考wealth跟richness,作者这种付全款防止拿mortgage投资的意识是基于个人independent的目标,很值得参考,要维持足够的现金持有。金钱只是通向最终价值的桥梁,而人是无法栖居在桥上的,训练适合自己的金钱观念第一步就是要了解自己的生活目标,否则自由不可期。
评分读完之后,知道存钱的重要性。?
评分Important and practical lessons around personal finance
评分虽然文笔和结构流于专栏作家体,但是许多朴素的真理不破。有关储蓄,欲望管理,和对风险的理解这几点与身边许多投资人契合度很高,也是我深以为然的。从理财角度唯一旗帜鲜明不赞同的应该是作者在低利率的大环境和自身高储蓄、较稳定现金流的情况下坚持全款购房的选择了。
1.每个人因为所处时代,所受教育,掌握资讯和参与的游戏不同,会做一些在外人看来crazy的事,but NO one is crazy. 2.在自己成功和失败时不要低估运气的作用 3.wealth and rich is different. wealth是没有花掉的钱,可以给我们生活的控制权,而这一点对幸福感贡献巨大。而且这...
评分The Psychology of Money is a book discussing on all the psychological rules when dealing with money, including investment, savings, consumption and wealth. In the traditional economic and finance classes, the basic assumption of the world is either the rati...
评分最近搜罗了一些关于如何达到财富自由的书,大部分都是大同小异——先存钱,做大本金,再以稳健地投到适合自己的理财工具里,然后等。还有一些教股票投资的书,要么就是大道无形,要么就是纯技术流。这本《钱的心理学》从完全不同的角度出发,从心理学角度剖析了人与钱的关系,...
评分致富手段千百种,有許多书都在教导我們如何致富。但是守财只有一種方法:将一定程度的节俭和偏执结合起来。 掌控你的时间:就是金钱付给你最高的红利。最有价值的财富是有能力每天一早醒來时說:“今天我可以做任何我想做的事”。人人都想要变得更富有,好讓自己更快樂,幸福是一...
评分The Psychology of Money pdf epub mobi txt 电子书 下载 2025