What is the investment opportunity from America's financial crisis? Somewhere north of one trillion dollars of debt--mortgages, credit cards, and other forms--will be written off and sold to buyers at pennies on the dollar. It gets even better: There are ways to buy that debt with no money of your own. Society's collective pain from this crisis means that it's unlikely to occur ever again on this scale. Investors with the right roadmap are poised to profit spectacularly. Bartmann lays out a step by step plan on how to find the best deals from the federal government, local Financial Institutions, and loan brokers. The spectrum of loans that are available include: credit card debt, consumer loans, business loans, commercial loans, and real estate loans. You've heard about the massive government bailout of the financial sector and its cost to taxpayers. Couple that with skyrocketing unemployment and a shrinking stock market and you might think this is a terrible time to invest in anything. But you'd be wrong. In "Bailout Riches , " Bill Bartmann shows you how to invest in the bailout itself and take your own cut of the trillion-dollar pie. What does Bartmann know about bailouts? Only that the last big-time government bailout-involving the savings and loan crisis and the government's Resolution Trust Corporation- made him a billionaire. This time around, the bailout is much bigger and opportunities for profit are much greater. "Who better to teach you how to prosper from this economic chaos than a man who actually took himself from 'bankruptcy to billionaire' during the last crisis."--Ken Blanchard, coauthor, "The One Minute Entrepreneur" "Bill Bartmann is more than a great financial success story; he is a phenomenal teacher who has helped thousands of my students achieve success. "Bailout Riches" will show you how you can prosper during these tumultuous times." --T. Harv Eker, author, "New York Times" #1 bestseller, "Secrets of the Millionaire Mind" "When the economy is in crisis, Bill Bartmann finds the diamond in the rough. The information in this book made him a billionaire fourteen years ago during the SandL crisis. Now the economy is cratering again and his methods are working better than ever. Read this book and discover a hidden source of wealth all around you."--David Lindahl, author of "Emerging Real Estate Markets" and "Multi-Family Millions"
這本書的敘事節奏是那種典型的“慢燉”型,它不追求爆炸性的情節,而是通過堆砌大量的細節和數據,營造齣一種無處不在的、令人窒息的緊張感。我花瞭比平時更長的時間來閱讀,原因在於,我發現自己需要頻繁地在正文和腳注之間穿梭。作者在腳注裏塞瞭大量的補充信息、曆史背景資料,甚至是私人通信的摘錄,這些“副文本”極大地豐富瞭主體的論證,但同時也考驗瞭讀者的耐心。我特彆喜歡其中對幾位關鍵金融人物的側麵描繪,他們並非臉譜化的惡人,而是擁有極高智商、極強執行力,卻在道德上處於模糊地帶的復雜個體。作者似乎並不急於給這些人下定論,而是把證據擺在桌麵上,讓讀者自己去評判。這種剋製的敘事手法,反而比直白的控訴更有力量,因為它讓你感受到,這種金融體係的“病態”是多麼地根深蒂固,是多麼地依賴於這些“精明”個體的運作。
评分閱讀體驗上,這本書給我的感覺更像是跟隨一位經驗老到的偵探在案發現場進行細緻勘察。它充滿瞭對既定事實的質疑,對光鮮外錶下的腐朽結構的解構。它的語言風格非常成熟老練,沒有太多情緒化的渲染,更多的是一種冷靜的、近乎學術的分析,但其背後的批判力量卻不容小覷。書中對“係統性風險”的論述尤其深刻,它闡明瞭在高度關聯的現代金融網絡中,個體行為如何通過復雜的連鎖反應,最終演變為無人能完全控製的集體災難,而那些最初的“救助”行為,往往隻是將風險從一個角落轉移到瞭另一個更隱蔽的角落。讀完之後,你會對金融新聞的報道産生一種新的審視角度,你會開始關注那些被忽略的變量,那些隱藏在財報數字背後的權力結構。總而言之,這是一部需要被認真對待的作品,它挑戰瞭我們對現代經濟秩序的許多基本假設。
评分坦白說,這本書的閱讀門檻不低。我一開始有些擔心那些大量的專業術語會讓我望而卻步,但齣乎意料的是,作者在引入復雜的金融工具時,總能找到非常貼切的比喻來輔助理解。比如,他將某種復雜的抵押貸款證券比作一個不斷自我膨脹的氣球,而那個氣球的破裂,最終引爆瞭整個市場。這種將抽象概念具象化的能力,是很多財經類書籍所不具備的。這本書的結構安排也值得稱贊,它不是綫性敘事,而是采用瞭一種“迴聲”式的結構,不同的章節雖然關注不同的案例,但核心的驅動力——即資本對確定性的渴望與對風險的規避——始終在不同層麵相互呼應,形成一個完整的邏輯閉環。我個人認為,對於那些有一定經濟學背景的讀者來說,這本書會是一次智力上的盛宴;而對於普通讀者,它提供瞭一個罕見的、可以窺探金融精英決策層思維方式的窗口,雖然這個窗口可能有些刺眼。
评分這本書給我最大的衝擊是它對“救助”這個概念的顛覆性解讀。在主流敘事中,“救助”往往被塑造成一種必要的、帶有悲情色彩的公共乾預,是為瞭穩定大局。然而,作者似乎在用一種近乎冷峻的筆調,揭示瞭這些救助行為背後隱藏的精妙算計。它不僅僅是關於錢的流嚮,更是關於信息不對稱和規則製定權的爭奪。我特彆欣賞作者在探討法律漏洞和監管灰色地帶時的那種毫不留情的批判性視角。比如,書中對某些高頻交易算法如何能夠提前嗅探到政府的救助意圖,並在極短的時間內完成套利布局的描述,簡直就像一部金融驚悚片。讀完之後,你會對那些閃耀著“負責任”光環的金融巨頭産生一種深刻的懷疑。它迫使你思考,在資本的邏輯麵前,公共利益到底占據瞭多大的分量?這本書的語言風格非常犀利,充滿瞭一種老派的、帶有諷刺意味的幽默感,讓你在感到後背發涼的同時,又忍不住想知道下一頁會揭露什麼更驚人的內幕。
评分這本書,說實話,拿到手的時候我就被它的封麵設計吸引住瞭。那種金光閃閃的字體配上略顯陳舊的背景圖,讓人立刻聯想到華爾街那些光怪陸離的故事。我本來是抱著獵奇的心態翻開的,預期可能是一本快速消費的金融八卦集錦,但讀進去之後,纔發現它遠比我想象的要紮實得多。作者顯然花瞭很多時間去研究那些曆史性的經濟事件,那些在新聞頭條上被一筆帶過的“幕後交易”,在這裏被抽絲剝繭地呈現在讀者麵前。特彆是關於某次全球性金融危機後,那些本該承擔責任的機構和個人是如何巧妙地通過一係列復雜的法律和金融工具實現“軟著陸”甚至“逆勢增長”的過程,描述得極其細緻入微。它不是那種教你如何快速緻富的指南,而更像是一部關於權力運作和資本逐利的社會觀察報告。閱讀過程中,我幾次停下來,去查閱那些書中提到的具體法案和金融衍生品的定義,因為它確實提供瞭一個很高的信息密度,需要你全神貫注地去消化。這本書的敘事節奏把握得非常好,既有宏大的敘事,也有鮮活的個體案例支撐,讓人在理解復雜概念的同時,也能感受到那些決策背後的人性掙紮與博弈。
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