Praise for SAFELY PROSPEROUS or REALLY RICH? "Howarda s brilliant concept that the roads to Prosperity and Riches are very different is very liberating. In most financial books, the author would never do what Howard has done--recount with unflinching honesty the big financial mistakes he and his subscribers have made over the years so readers can avoid the same stumbling blocks and pitfalls. Only a very secure man would have the guts to do that." --Robert Allen author of Multiple Streams of Income and Nothing Down "Howard Ruff is back, offering a wealth of powerful new financial advice for Americaa s middle class. In his new manual, Safely Prosperous or Really Rich?, he challenges you to choose between two roads. The older I get, the more I favor a Safely Prosperous,a but you make the call. I also love Howarda s old--fashioned moral perspectives on money." --Mark Skousen editor of Forecasts and Strategies "Safely Prosperous or Really Rich? is destined to be one of the most influential books of the early twenty--first century, just as his mega bestseller, How to Prosper During the Coming Bad Years, changed millions of lives in the late a 70s. Welcome back, Howard." --John Mauldin author of Bulla s Eye Investing