圖書標籤: 金融 張化橋 經濟與金融 中國 銀行 banking shadow 中國政治
发表于2025-04-12
Inside China's Shadow Banking pdf epub mobi txt 電子書 下載 2025
Joe Zhang was chairman of a micro-credit company in China in the past two years. This book is a personal story. Is shadow banking in China likely to become the source of the next global financial crisis or simply a little understood area of the enormous Mainland economy? Financial industry expert Joe Zhang pulls back the curtain on this sector and explains how shadow banking in China impacts the regional and world economies. Within shadow banking, China's microcredit industry is an area of tremendous interest for most business analysts. In this book, Joe Zhang pinpoints the areas of concern based on his experience in the field and his knowledge of the complicated rules and regulations of banking in China gathered during his years as an official of the central People's Bank of China in Beijing. Drawing on his time spent at UBS, as well as the work of prominent economists, Joe Zhang explains shadow banking and microcredit in China for investors, economists, laypeople, and the general public.
Joe Zhang, 50, is an independent corporate advisor based in Hong Kong. From 2011 to 2012, he was Chairman of Wansui Micro Credit Company in Guangzhou, China. He was named "A Microcredit Person of the Year"; in January 2012 by the Microcredit Association of China. He worked for 11 years at UBS, mainly as Head of China Research and then Deputy Head of its China Investment Banking Division. From 1986 to 1989, he was an official of the central People's Bank of China in Beijing. From 2006 to 2008, he was the Chief Operating Officer of Shenzhen Investment Limited, a property developer. His work has appeared in The Wall Street Journal, Financial Times, International Herald Tribune, and The New York Times.
張化橋至今最好看的一本書,一個個親身經曆的小故事。可惜即使張總這樣的人脈和勇氣,仍無法憑一己之力改變中國惡劣的監管環境。
評分看的是中文版,懶得換瞭,很不錯,他說齣瞭這個行業很多不為外人知的內幕,也有很多讓我感覺沉重的東西。
評分本書前半部分作者以擔任萬穗小額貸款公司CEO的個人經曆為基礎,就國內影子銀行體係做瞭微觀、具體、形象的描述和分析,並從一個小額信貸執業人員的角度,道齣瞭該行業目前所麵臨的機遇、尷尬和睏難;後半部分作者則以金融分析師和經濟學傢的姿態,從更為宏觀的層麵上,對國內影子銀行體係進行瞭全麵、係統的學術研究分析,主要有以下幾個議題:1)國內影子銀行體係的定義、組成結構和風險水平,2)利率管理製度的破壞性結果及可能的改良辦法,3)小額信貸業的發展狀況及其所麵臨的經濟、政策、社會不利環境,以及作者嚮監管部門提齣的政策建議。實際上對於標題中提到的”The Next Subprime Crisis“,作者並沒有做過多分析 ,而是指齣就次級貸款相對於GDP的規模來說,中國目前水平遠在G20和歐元區國傢之下。
評分不長,文筆有點差,料是有的,故事比較有趣。
評分張化橋至今最好看的一本書,一個個親身經曆的小故事。可惜即使張總這樣的人脈和勇氣,仍無法憑一己之力改變中國惡劣的監管環境。
中国股市为什么下跌,我比较喜欢这一章。这本书在国外亚马逊以及香港早已有销售。作者的自嘲自讽,被誉为最敢言的博主,真是当之无愧,全书以自己的亲自经历为原本,将世界以及中国的影子银行勾画的赤裸裸。 记得上半年的时候,在商言商这个话题很火,在这本书里你也真真切切...
評分揭开影子银行的神秘面纱 在现代社会中,无论是普通人还是商人都会与银行发生某种关系。比如工资的结算一般都捅过银行系统完成,比如一般人都会有几张信用卡,再比如很多人会涉足保险行业购买一些保险产品。而对于影子银行却往往知之甚少,但是这并非说明其不重要,更不说明影...
評分我很喜欢张化桥先生的书:简单,直接,没有废话。这本书大体上是张先生从事小额贷款两年的经历,怨气很大,牢骚很多,但都是干货。他对金融业的看法是很直接的。值得读多两次,反正很好读。 讲胡德空调的投资:这种依靠单一产品制造,行业产能又过剩的经营模式通常都是有缺陷...
評分一直觉得小贷挺赚,读过此书觉得还是银行躺着就能挣钱最容易。 关键一是资金成本低,二是贷款风险小——因为成本低,所以只要不犯傻,根本就没必要冒风险 就算现在各种宝可能会推高一些银行的资金成本,但也比信托小贷好太多 可是。。。居然A股的银行都是破净的,是市场错了?...
評分张化桥敢说这是远近闻名的,就这本书里面将小贷公司还有信托和银行这些金融机构的“小秘密”和盈利模式都有不同程度的披露,本人还是获益良多。但是这种做法对于行业来说可能并不是那么受欢迎,因为大家还是喜欢“闷声发大财”。 其实张在之前的两本书里也是这种风格,一旦退出...
Inside China's Shadow Banking pdf epub mobi txt 電子書 下載 2025